Entitled at your rating
Annual clothing allowance
If a skin medicine, prosthetic, or orthopedic device tied to a service-connected disability wears out or stains your clothes, the VA can pay you an annual clothing allowance to replace them. You qualify because of that qualifying device or skin medication — not because of any particular rating percentage. It can be a one-time payment or paid once a year.
Available at any rating
- Prosthetic Device
- Orthopedic Device
- Skin Condition
$1,053.19 (as of 2026) · reviewed annually
How to claim
- File a clothing allowance claim (VA Form 10-8678) at va.gov/disability/eligibility/special-claims/clothing-allowance, or with help from an accredited VSO.
- Have your VA provider document the prosthetic/orthopedic appliance or the prescribed skin medication that wears or stains your clothing.
- Submit the claim by the annual deadline (August 1) to receive that year’s allowance.
VA special benefit allowance rates — Clothing allowance (effective December 1, 2025) · Verified 2026-07-13
Specially Adapted Housing (SAH) grant
The Specially Adapted Housing (SAH) grant helps you buy, build, or change a permanent home so you can live more independently. You qualify based on a serious service-connected disability — for example the loss, or loss of use, of more than one limb; blindness in both eyes; or certain severe burns — not on a rating percentage alone. For FY 2026 the maximum SAH grant is up to $126,526.
Available at any rating
- Limb Loss
- Blindness
- Severe Burns
$126,526 (as of 2026) · reviewed annually
How to claim
- Check your eligibility and apply for a housing grant at va.gov/housing-assistance/disability-housing-grants, online or with VA Form 26-4555.
- Have documentation of the qualifying service-connected disability (such as loss or loss of use of more than one limb, or blindness) ready.
- Work with a VA Specially Adapted Housing agent, who is assigned after you apply, to plan the home purchase or adaptation.
VA disability housing grants — Specially Adapted Housing (SAH) grant (FY 2026) · Verified 2026-07-13
Special Home Adaptation (SHA) grant
The Special Home Adaptation (SHA) grant helps you buy, build, or change a permanent home to adapt it to a serious service-connected disability — for example the loss, or loss of use, of both hands; certain severe burns; or certain breathing (respiratory) injuries. You qualify based on that qualifying condition, not on a rating percentage alone. For FY 2026 the maximum SHA grant is up to $25,350.
Available at any rating
- Loss of Use Both Hands
- Severe Burns
- Respiratory Injury
$25,350 (as of 2026) · reviewed annually
How to claim
- Check your eligibility and apply for a housing grant at va.gov/housing-assistance/disability-housing-grants, online or with VA Form 26-4555.
- Have documentation of the qualifying service-connected disability (such as loss or loss of use of both hands, or a qualifying burn or respiratory injury) ready.
- Work with your assigned VA Specially Adapted Housing agent to plan the home adaptation.
VA disability housing grants — Special Home Adaptation (SHA) grant (FY 2026) · Verified 2026-07-13
Automobile allowance
The automobile allowance is a one-time payment toward a specially equipped vehicle. You qualify based on a service-connected disability such as the loss, or permanent loss of use, of one or both feet or hands, permanent decreased vision in both eyes, a severe burn, or ALS — not on a rating percentage alone. The VA pays the seller of the specially equipped vehicle directly.
Available at any rating
- Loss of Use Foot
- Loss of Use Hand
- Vision Loss
- Severe Burns
- ALS
$27,074.99 (as of 2026) · reviewed annually
How to claim
- File an automobile allowance claim (VA Form 21-4502) at va.gov/disability/eligibility/special-claims/automobile-allowance-adaptive-equipment, or with help from an accredited VSO.
- Have your VA provider document the qualifying disability (such as loss or permanent loss of use of a foot or hand, or qualifying vision loss).
- The seller of the specially equipped vehicle submits the claim, and the VA pays them the one-time allowance directly.
VA special benefit allowance rates — Automobile allowance (effective October 1, 2025) · Verified 2026-07-13
Adaptive equipment for a vehicle
Separate from the automobile allowance, the VA can pay for approved adaptive equipment that makes a vehicle safe for you to drive or ride in — for example special controls or a lift. You qualify based on a service-connected disability such as loss or loss of use of a foot or hand, qualifying vision loss, or ankylosis (a locked joint) in one or both knees or hips (ankylosis qualifies you for adaptive equipment only). There is no separate dollar ceiling published for adaptive equipment; ask the VA which equipment it will cover for your situation.
Available at any rating
- Loss of Use Foot
- Loss of Use Hand
- Knee Ankylosis
- Hip Ankylosis
- Vision Loss
How to claim
- File an automobile allowance / adaptive-equipment claim (VA Form 21-4502 for the allowance, or VA Form 10-1394 for adaptive equipment) at va.gov/disability/eligibility/special-claims/automobile-allowance-adaptive-equipment.
- Have your VA provider document the qualifying disability (such as loss or loss of use of a foot or hand, or ankylosis of a knee or hip).
- Ask the VA which adaptive equipment it will approve for your vehicle before you buy it, since coverage is approval-based rather than a fixed dollar amount.
VA automobile allowance and adaptive equipment — eligibility (38 U.S.C. §3903 context) · Verified 2026-07-13
Special Monthly Compensation (SMC) — worth asking about
Special Monthly Compensation (SMC) is a higher, tax-free monthly payment on top of regular disability compensation for veterans with especially serious disabilities — for example the anatomical loss or loss of use of a hand or foot, blindness, deafness, or the need for regular aid and attendance. If you have one of these serious conditions, it is worth asking the VA or an accredited VSO whether you qualify for SMC. This card is an awareness pointer — it does not list SMC rate figures.
Available at any rating
- Loss of Use Hand
- Loss of Use Foot
- Blindness
- Deafness
- Aid and Attendance
How to claim
- Ask the VA or an accredited VSO whether your disabilities qualify for Special Monthly Compensation — SMC is often added during a regular disability claim.
- Gather evidence of any qualifying condition (such as loss or loss of use of a hand or foot, blindness, deafness, or needing regular aid and attendance).
- File or amend your disability compensation claim at va.gov/disability/file-disability-claim-form-21-526ez and note the SMC-qualifying conditions.
38 CFR §3.350 — Special monthly compensation ratings (38 U.S.C. 1114) · Verified 2026-07-13
Caregiver Program (PCAFC)
A VA disability rating (individual or combined) of 70% or higher is ONE of several requirements for the Program of Comprehensive Assistance for Family Caregivers (PCAFC) — a 70% rating ALONE does not qualify you. The veteran must ALSO need at least 6 months of continuous, in-person personal care services, be enrolled in VA health care, and have been discharged (or have a date of medical discharge). It is the ongoing personal-care-need determination, not the rating by itself, that decides eligibility.
Service-connected at 70%+
How to claim
- Talk to a VA Caregiver Support Coordinator, or apply online/by mail/in person for the Program of Comprehensive Assistance for Family Caregivers.
- Be ready to document the veteran’s ongoing need for at least 6 months of continuous, in-person personal care.
- Confirm the veteran is enrolled in VA health care (or apply for it first if not yet enrolled).
VA Comprehensive Assistance for Family Caregivers (PCAFC) — eligibility · Verified 2026-07-24
Total Disability based on Individual Unemployability (TDIU)
TDIU can pay a veteran at the 100% rate even when the combined disability rating is below 100%. The rating entry rule: at least one service-connected disability rated 60% or more, OR two or more service-connected disabilities with at least one rated 40% or more and a combined rating of 70% or more. But reaching that rating does NOT by itself grant TDIU — the decisive requirement is that the veteran is unable to maintain substantially gainful employment because of the service-connected disability. The work-inability test, not the rating alone, determines the award.
Service-connected at 60%+
How to claim
- File a claim for Individual Unemployability, typically with VA Form 21-8940, alongside or after your disability compensation claim.
- Document why the service-connected disability prevents you from maintaining substantially gainful employment (occasional "odd jobs" don’t count against you).
- Work with an accredited VSO if you need help gathering employment and medical evidence for the claim.
VA Individual Unemployability (TDIU) — eligibility · Verified 2026-07-24
VA Dental Care (Class IV)
Veterans with a 100% schedular service-connected disability rating qualify for VA Class IV dental care — any needed dental care. Veterans who are unemployable and are paid disability compensation at the 100% rate because of Individual Unemployability (TDIU) also qualify for this same Class IV dental care, even if their combined schedular rating is below 100%. (A temporary 100% rating, such as one tied to a hospital stay, does not qualify you for this benefit.)
Service-connected at 100%+
How to claim
- If you are rated 100% schedular, or you are paid at the 100% rate via Individual Unemployability (TDIU), apply for VA dental care and ask to be evaluated for Class IV eligibility.
- Enroll in VA health care if you are not already enrolled, then contact your VA dental clinic to confirm your benefits class.
VA Dental Care — eligibility (Class IV) · Verified 2026-07-24
Aid & Attendance / Housebound pension allowance
Aid and Attendance and Housebound are increased-payment allowances added ON TOP OF a monthly VA Pension — they are not something a disability rating gives you by itself. If you get a VA Pension, you may qualify for an extra monthly payment if you need another person to help you perform daily activities, like bathing (Aid and Attendance), or if you spend most of your time in your home because of a permanent disability (Housebound). VA Pension is a separate benefit with its own eligibility rules — you have to already get (or qualify for) that pension before this allowance can apply. This is DIFFERENT from the Aid and Attendance idea inside Special Monthly Compensation (see the separate SMC card on this map): that one adds to disability COMPENSATION for a serious service-connected condition, not to a pension, and follows different rules.
Available at any rating
How to claim
- If you already get a VA Pension (or are applying for one), ask VA to add the Aid and Attendance or Housebound allowance to your pension — you can request it on your pension application or afterward.
- Have a medical provider fill out the examination section of VA Form 21-2680 (Examination for Housebound Status or Permanent Need for Regular Aid and Attendance) to document your need for aid and attendance, or your housebound status.
- Apply online at va.gov/pension/aid-attendance-housebound/apply-form-21-2680/, mail the completed form, or work with an accredited VSO.
VA Aid and Attendance benefits and Housebound allowance — eligibility (pension add-on) · Verified 2026-07-25
CHAMPVA — health coverage for your spouse, dependents, or survivors
CHAMPVA is health coverage for your FAMILY — not for you, the veteran. If you are rated permanently and totally (P&T) disabled from a service-connected condition, or if you died from a service-connected condition, your spouse, dependent child, or survivor may qualify for health care benefits through CHAMPVA. You are the qualifying link, not the person who receives the coverage. The family member must also NOT be eligible for TRICARE (the Department of Defense's own health program for service members and their families) — if they are eligible for or enrolled in TRICARE, they cannot get CHAMPVA instead.
Available at any rating
How to claim
- If you are the spouse, dependent child, or survivor of a veteran who is (or was) rated permanently and totally disabled from a service-connected disability — or who died from one — check whether you qualify for CHAMPVA.
- Confirm you are not eligible for or enrolled in TRICARE; check your status at tricare.mil if you're unsure.
- Apply online at va.gov/family-and-caregiver-benefits/health-and-disability/champva/apply-form-10-10d/, or fill out and mail VA Form 10-10d (Application for CHAMPVA Benefits).
CHAMPVA — eligibility (family health coverage tied to a P&T-rated veteran) · Verified 2026-07-25
Monthly Training Allowance for veteran athletes (adaptive sports)
The VA National Veterans Sports Programs & Special Events Office pays a monthly training allowance to individual veteran athletes with disabilities who are training in Paralympic sports, or who are selected for or competing with the national Olympic Team. This is narrow and competitive: the athlete must also meet minimum Paralympic performance standards and sport classification requirements in their sport — it is not something every veteran with a disability receives. This card is not "the VA pays for your sports gear"; it is a competitive athlete stipend for a small group of elite disabled-veteran athletes.
Available at any rating
How to claim
- If you are a veteran athlete with a qualifying disability training in Paralympic sports, or selected for or competing with the national Olympic Team, contact the VA National Veterans Sports Programs & Special Events Office about the Monthly Training Allowance.
- Confirm you meet the minimum performance standards (or higher, e.g. emerging athlete or national team) and sport classification for your Paralympic sport at a recognized competition.
- Keep up your established training and competition plans, and submit the monthly and quarterly reports the program requires to continue the allowance.
National Veterans Sports Programs — Monthly Training Allowance (Athlete Stipend Program) eligibility · Verified 2026-07-25
Veteran Readiness and Employment (VR&E / Chapter 31)
Veteran Readiness and Employment (VR&E), also called Chapter 31, is a VA program for veterans whose service-connected disability limits their ability to work. The program page lists NO minimum disability percentage — the gate is a service-connected disability that gets in the way of working, plus an entitlement decision made with a Vocational Rehabilitation Counselor. VR&E can help you explore employment options and pay for the education or training you need to get there. This card is an awareness pointer; your counselor confirms which track and services you actually qualify for.
Available at any rating
How to claim
- Read about the Veteran Readiness and Employment (Chapter 31 / VR&E) program at va.gov/careers-employment/vocational-rehabilitation/.
- Apply for VR&E (VA Form 28-1900) online, by mail, or in person — you generally need a service-connected disability that limits your ability to work.
- Work with a Vocational Rehabilitation Counselor (VRC), who determines your entitlement and helps you choose the right employment or education/training track.
Veteran Readiness and Employment (Chapter 31 / VR&E) — program overview and eligibility · Verified 2026-07-28
VR&E Independent Living track
This is a DISTINCT VR&E track for veterans whose service-connected disability makes everyday activities — like bathing, dressing, getting around your community, or interacting with others — hard, and who can't return to work right away. Instead of focusing on a job, Independent Living services work to restore your daily-living activities and independence. A Vocational Rehabilitation Counselor decides whether you qualify and builds the plan with you. This card is an awareness pointer, not the full eligibility rules.
Available at any rating
How to claim
- If a service-connected disability limits your daily-living activities and you can't return to work right away, ask about the Independent Living track under VR&E (Chapter 31).
- Apply for VR&E (VA Form 28-1900) — Independent Living is one of the program's tracks, not a separate application.
- Work with your Vocational Rehabilitation Counselor to build an Independent Living plan focused on restoring your daily-living activities and independence.
VR&E Independent Living Track — daily-living services eligibility · Verified 2026-07-28
VA work-study allowance
The VA work-study allowance lets you earn money while you're enrolled in school — but it is tied to your VA education benefits, NOT to a disability rating. To qualify you must be enrolled at least three-quarters (3/4) time in a college, vocational, or professional program AND be using an approved VA education benefit (such as the GI Bill) to pay for your education. Because the gate is enrollment plus an education benefit, this card does not depend on your disability rating. It is an awareness pointer — confirm the current terms with the VA before you count on it.
Available at any rating
How to claim
- Confirm you're enrolled at least 3/4-time and using an approved VA education benefit (such as the GI Bill) — that combination, not your disability rating, is what qualifies you.
- Read the work-study program details at va.gov/education/about-gi-bill-benefits/how-to-use-benefits/work-study/.
- Apply for the VA work-study program (VA Form 22-8691) and, if selected, sign a work-study contract for an approved VA-related position.
VA work-study allowance — eligibility requirements · Verified 2026-07-28
DIC — tax-free monthly payment for your survivors
For dependents / survivors
This benefit goes to your surviving spouse, children, or parents — not to you directly. Dependency and Indemnity Compensation (DIC) is a tax-free monthly payment for the surviving spouse, child, or parent of a service member who died in the line of duty, or the survivor of a veteran who died from a service-related injury or illness. You are the qualifying link, not the person who receives the payment. This card is an awareness pointer so your family knows the benefit exists — it does not list DIC rate figures.
Available at any rating
How to claim
- If you're the surviving spouse, child, or parent of a service member who died in the line of duty — or the survivor of a veteran who died from a service-related injury or illness — check whether you qualify for DIC.
- Surviving spouses and children apply with VA Form 21P-534; surviving parents apply with VA Form 21P-535 — online, by mail, or with help from an accredited VSO.
- Gather the documents that show your relationship to the service member or veteran and the cause of death (such as a marriage or birth certificate and the death certificate).
VA Dependency and Indemnity Compensation (DIC) — eligibility for surviving spouses, children, and parents · Verified 2026-07-28
Fry Scholarship — education benefit for your child or surviving spouse
For dependents / survivors
This scholarship goes to the child or surviving spouse of a service member who died in the line of duty — not to you directly. The Marine Gunnery Sergeant John David Fry Scholarship is a VA education benefit for the child or surviving spouse of a service member (or member of the Selected Reserve) who died in the line of duty on or after September 11, 2001. You are the qualifying link; your child or spouse is the person who uses the scholarship for school. This card is an awareness pointer so your family knows the benefit exists.
Available at any rating
How to claim
- If you're the child or surviving spouse of a service member who died in the line of duty on or after September 11, 2001, check whether you qualify for the Fry Scholarship.
- Apply for the Fry Scholarship with VA Form 22-5490 (Dependents’ Application for VA Education Benefits) — online, by mail, or in person.
- Read the full eligibility rules at va.gov/education/survivor-dependent-benefits/fry-scholarship/, and note the Fry Scholarship and DIC can affect each other, so compare your options.
Marine Gunnery Sergeant John David Fry Scholarship — eligibility for children and surviving spouses · Verified 2026-07-28
Chapter 35 DEA — education benefit for your spouse or child
For dependents / survivors
This benefit goes to your spouse or child — not to you directly — if you're permanently and totally disabled from a service-connected condition (or if you die). The Survivors' and Dependents' Educational Assistance program (DEA, also called Chapter 35) helps the spouse or child of a veteran or service member pay for school or job training. Unlike DIC and the Fry Scholarship, Chapter 35 also extends to the dependents of a LIVING veteran who is permanently and totally disabled from a service-connected disability — but the benefit still goes to your dependent, not to you. This card is an awareness pointer so your family knows the benefit exists.
Available at any rating
How to claim
- If you're permanently and totally disabled from a service-connected condition (or a veteran/service member who has died, is captured, or is missing), your spouse or child may qualify for Chapter 35 DEA.
- Your spouse or child applies with VA Form 22-5490 (Dependents’ Application for VA Education Benefits) — online, by mail, or in person.
- Read the full eligibility rules at va.gov/education/survivor-dependent-benefits/dependents-education-assistance/, and compare Chapter 35 with the Fry Scholarship if both may apply.
Survivors' and Dependents' Educational Assistance (DEA / Chapter 35) — eligibility for spouses and children · Verified 2026-07-28
Temporary Residence Adaptation (TRA) grant
Unlike the Specially Adapted Housing (SAH) and Special Home Adaptation (SHA) grants — which change a PERMANENT home you own — the Temporary Residence Adaptation (TRA) grant helps you adapt a FAMILY MEMBER'S home that you are TEMPORARILY living in. You do NOT have to own the house. You qualify for TRA only if you already qualify for an SAH or SHA grant, and the TRA award is a smaller amount tied to those grants' annual maximums. Use it to make a relative's home usable while you stay there.
Available at any rating
How to claim
- Check your eligibility and apply for a housing grant at va.gov/housing-assistance/disability-housing-grants, online or with VA Form 26-4555 — TRA is part of the same disability-housing-grant application.
- Be ready to show you qualify for an SAH or SHA grant and that you are living temporarily in a family member's home that needs changes to meet your needs.
- Work with your assigned VA Specially Adapted Housing agent to plan the temporary-residence adaptation.
VA disability housing grants — Temporary Residence Adaptation (TRA) grant (adapting a family member’s home) · Verified 2026-07-28
VA home-loan funding fee waiver
This is a home-LOAN benefit, not a home modification. When you use a VA-backed or VA direct home loan, you normally pay a one-time VA funding fee — but that fee is waived if you're receiving VA compensation for a service-connected disability, or you're eligible to receive it but get retirement or active-duty pay instead. It does NOT pay for any physical change to your home; it simply removes the funding-fee cost from your VA home loan. If you're later awarded service-connected compensation, you may also be able to get a refund of a funding fee you already paid.
Available at any rating
How to claim
- When you apply for a VA-backed or VA direct home loan, tell your lender you may be exempt from the VA funding fee because you receive (or are eligible to receive) VA compensation for a service-connected disability.
- Make sure your VA Certificate of Eligibility (COE) reflects your funding-fee exemption status; request or update your COE at va.gov/housing-assistance/home-loans/how-to-request-coe if it does not.
- If you already paid a funding fee and are later awarded service-connected compensation retroactive to before your loan closing, ask the VA about a funding-fee refund.
VA funding fee and loan closing costs — funding-fee exemption for veterans with a service-connected disability · Verified 2026-07-28
No new entitlements unlock at this rating yet
VA benefits unlock cumulatively — higher ratings add to what lower
ratings already include. As your rating increases, more entitlements
will appear here. In the meantime, see the "Ask your VA provider"
section below for benefits available through VA healthcare based on
clinical need.
Ask your VA provider
Available via VA healthcare based on clinical need — not gated by your rating
Service Dog Veterinary Health Benefit
The VA does NOT give you a service dog and never takes ownership of it — you obtain a guide, hearing, or mobility service dog on your own from an ADI- or IGDF-accredited organization. What the VA provides instead is the ongoing veterinary health benefit: veterinary care, a commercial veterinary insurance policy, and hardware your VA clinical team determines the dog clinically needs to do its job. The VA does not supply or pay for the dog itself, its food, boarding, or grooming — those stay the veteran’s responsibility.
Available via VA healthcare based on clinical need — not gated by your rating
- Vision Loss
- Hearing Loss
- Mobility Impairment
How to claim
- Talk to your VA clinical team about a service-dog evaluation for a qualifying visual, hearing, or mobility impairment.
- If approved, obtain your service dog on your own from an ADI- or IGDF-accredited service dog organization — the VA does not supply or own the dog.
- Once you have the dog, contact the Prosthetic and Sensory Aids Service at your local VA medical facility to start the veterinary health benefit (veterinary care, insurance, and clinically required hardware).
38 CFR §17.148 — Service dogs · Verified 2026-07-24
HISA (Home Improvements and Structural Alterations) grant
HISA covers medically necessary changes to your primary home — for example improving access to the home, and to essential lavatory/bathroom and kitchen facilities — provided as VA clinical care based on medical need. This is SEPARATE from the Specially Adapted Housing (SAH) and Special Home Adaptation (SHA) disability-housing grants, which are tied to specific serious service-connected conditions; HISA is a smaller, healthcare-based home-modification benefit, not a housing grant.
Available via VA healthcare based on clinical need — not gated by your rating
How to claim
- Ask your VA health care provider or your VA medical center’s prosthetic representative whether HISA can cover the home change you need.
- The change must be medically necessary and prescribed as part of your VA care — HISA is not a self-service home-improvement fund.
- Contact your local Prosthetic and Sensory Aids Service to start the request and confirm what HISA will cover for your situation.
VA Prosthetic & Sensory Aids Service — HISA (Home Improvements and Structural Alterations) · Verified 2026-07-24
VA travel pay reimbursement (BTSSS)
VA travel pay can reimburse mileage and certain other travel costs for eligible veterans and caregivers travelling for VA (or VA-approved) care — you file the claim through the Beneficiary Travel Self-Service System (BTSSS). Eligibility is conditional, not automatic: you must be travelling for that eligible care AND meet at least one qualifying condition. A VA disability rating of 30% or higher is only ONE of several ways to qualify — you can also qualify by travelling for treatment of a service-connected condition even if your rating is below 30%, among other paths. Having a disability rating below 30% does not by itself rule you out.
Available via VA healthcare based on clinical need — not gated by your rating
How to claim
- Check whether you meet at least one of the BTSSS eligibility paths (for example, a VA disability rating of 30% or higher, or travelling for treatment of a service-connected condition even if your rating is below 30%).
- Travel for care at a VA health facility, or for VA-approved care at a non-VA health facility in your community.
- File your claim online in the Beneficiary Travel Self-Service System (BTSSS) within the VA’s filing deadline, or ask your VA health facility for help filing.
VA travel pay reimbursement — Beneficiary Travel Self-Service System (BTSSS) eligibility · Verified 2026-07-25