Entitled at your rating
Annual clothing allowance
If a skin medicine, prosthetic, or orthopedic device tied to a service-connected disability wears out or stains your clothes, the VA can pay you an annual clothing allowance to replace them. You qualify because of that qualifying device or skin medication — not because of any particular rating percentage. It can be a one-time payment or paid once a year.
Available at any rating
- Prosthetic Device
- Orthopedic Device
- Skin Condition
$1,053.19 (as of 2026) · reviewed annually
How to claim
- File a clothing allowance claim (VA Form 10-8678) at va.gov/disability/eligibility/special-claims/clothing-allowance, or with help from an accredited VSO.
- Have your VA provider document the prosthetic/orthopedic appliance or the prescribed skin medication that wears or stains your clothing.
- Submit the claim by the annual deadline (August 1) to receive that year’s allowance.
VA special benefit allowance rates — Clothing allowance (effective December 1, 2025) · Verified 2026-07-13
Specially Adapted Housing (SAH) grant
The Specially Adapted Housing (SAH) grant helps you buy, build, or change a permanent home so you can live more independently. You qualify based on a serious service-connected disability — for example the loss, or loss of use, of more than one limb; blindness in both eyes; or certain severe burns — not on a rating percentage alone. For FY 2026 the maximum SAH grant is up to $126,526.
Available at any rating
- Limb Loss
- Blindness
- Severe Burns
$126,526 (as of 2026) · reviewed annually
How to claim
- Check your eligibility and apply for a housing grant at va.gov/housing-assistance/disability-housing-grants, online or with VA Form 26-4555.
- Have documentation of the qualifying service-connected disability (such as loss or loss of use of more than one limb, or blindness) ready.
- Work with a VA Specially Adapted Housing agent, who is assigned after you apply, to plan the home purchase or adaptation.
VA disability housing grants — Specially Adapted Housing (SAH) grant (FY 2026) · Verified 2026-07-13
Special Home Adaptation (SHA) grant
The Special Home Adaptation (SHA) grant helps you buy, build, or change a permanent home to adapt it to a serious service-connected disability — for example the loss, or loss of use, of both hands; certain severe burns; or certain breathing (respiratory) injuries. You qualify based on that qualifying condition, not on a rating percentage alone. For FY 2026 the maximum SHA grant is up to $25,350.
Available at any rating
- Loss of Use Both Hands
- Severe Burns
- Respiratory Injury
$25,350 (as of 2026) · reviewed annually
How to claim
- Check your eligibility and apply for a housing grant at va.gov/housing-assistance/disability-housing-grants, online or with VA Form 26-4555.
- Have documentation of the qualifying service-connected disability (such as loss or loss of use of both hands, or a qualifying burn or respiratory injury) ready.
- Work with your assigned VA Specially Adapted Housing agent to plan the home adaptation.
VA disability housing grants — Special Home Adaptation (SHA) grant (FY 2026) · Verified 2026-07-13
Automobile allowance
The automobile allowance is a one-time payment toward a specially equipped vehicle. You qualify based on a service-connected disability such as the loss, or permanent loss of use, of one or both feet or hands, permanent decreased vision in both eyes, a severe burn, or ALS — not on a rating percentage alone. The VA pays the seller of the specially equipped vehicle directly.
Available at any rating
- Loss of Use Foot
- Loss of Use Hand
- Vision Loss
- Severe Burns
- ALS
$27,074.99 (as of 2026) · reviewed annually
How to claim
- File an automobile allowance claim (VA Form 21-4502) at va.gov/disability/eligibility/special-claims/automobile-allowance-adaptive-equipment, or with help from an accredited VSO.
- Have your VA provider document the qualifying disability (such as loss or permanent loss of use of a foot or hand, or qualifying vision loss).
- The seller of the specially equipped vehicle submits the claim, and the VA pays them the one-time allowance directly.
VA special benefit allowance rates — Automobile allowance (effective October 1, 2025) · Verified 2026-07-13
Adaptive equipment for a vehicle
Separate from the automobile allowance, the VA can pay for approved adaptive equipment that makes a vehicle safe for you to drive or ride in — for example special controls or a lift. You qualify based on a service-connected disability such as loss or loss of use of a foot or hand, qualifying vision loss, or ankylosis (a locked joint) in one or both knees or hips (ankylosis qualifies you for adaptive equipment only). There is no separate dollar ceiling published for adaptive equipment; ask the VA which equipment it will cover for your situation.
Available at any rating
- Loss of Use Foot
- Loss of Use Hand
- Knee Ankylosis
- Hip Ankylosis
- Vision Loss
How to claim
- File an automobile allowance / adaptive-equipment claim (VA Form 21-4502 for the allowance, or VA Form 10-1394 for adaptive equipment) at va.gov/disability/eligibility/special-claims/automobile-allowance-adaptive-equipment.
- Have your VA provider document the qualifying disability (such as loss or loss of use of a foot or hand, or ankylosis of a knee or hip).
- Ask the VA which adaptive equipment it will approve for your vehicle before you buy it, since coverage is approval-based rather than a fixed dollar amount.
VA automobile allowance and adaptive equipment — eligibility (38 U.S.C. §3903 context) · Verified 2026-07-13
Special Monthly Compensation (SMC) — worth asking about
Special Monthly Compensation (SMC) is a higher, tax-free monthly payment on top of regular disability compensation for veterans with especially serious disabilities — for example the anatomical loss or loss of use of a hand or foot, blindness, deafness, or the need for regular aid and attendance. If you have one of these serious conditions, it is worth asking the VA or an accredited VSO whether you qualify for SMC. This card is an awareness pointer — it does not list SMC rate figures.
Available at any rating
- Loss of Use Hand
- Loss of Use Foot
- Blindness
- Deafness
- Aid and Attendance
How to claim
- Ask the VA or an accredited VSO whether your disabilities qualify for Special Monthly Compensation — SMC is often added during a regular disability claim.
- Gather evidence of any qualifying condition (such as loss or loss of use of a hand or foot, blindness, deafness, or needing regular aid and attendance).
- File or amend your disability compensation claim at va.gov/disability/file-disability-claim-form-21-526ez and note the SMC-qualifying conditions.
38 CFR §3.350 — Special monthly compensation ratings (38 U.S.C. 1114) · Verified 2026-07-13
Caregiver Program (PCAFC)
A VA disability rating (individual or combined) of 70% or higher is ONE of several requirements for the Program of Comprehensive Assistance for Family Caregivers (PCAFC) — a 70% rating ALONE does not qualify you. The veteran must ALSO need at least 6 months of continuous, in-person personal care services, be enrolled in VA health care, and have been discharged (or have a date of medical discharge). It is the ongoing personal-care-need determination, not the rating by itself, that decides eligibility.
Service-connected at 70%+
How to claim
- Talk to a VA Caregiver Support Coordinator, or apply online/by mail/in person for the Program of Comprehensive Assistance for Family Caregivers.
- Be ready to document the veteran’s ongoing need for at least 6 months of continuous, in-person personal care.
- Confirm the veteran is enrolled in VA health care (or apply for it first if not yet enrolled).
VA Comprehensive Assistance for Family Caregivers (PCAFC) — eligibility · Verified 2026-07-24
Total Disability based on Individual Unemployability (TDIU)
TDIU can pay a veteran at the 100% rate even when the combined disability rating is below 100%. The rating entry rule: at least one service-connected disability rated 60% or more, OR two or more service-connected disabilities with at least one rated 40% or more and a combined rating of 70% or more. But reaching that rating does NOT by itself grant TDIU — the decisive requirement is that the veteran is unable to maintain substantially gainful employment because of the service-connected disability. The work-inability test, not the rating alone, determines the award.
Service-connected at 60%+
How to claim
- File a claim for Individual Unemployability, typically with VA Form 21-8940, alongside or after your disability compensation claim.
- Document why the service-connected disability prevents you from maintaining substantially gainful employment (occasional "odd jobs" don’t count against you).
- Work with an accredited VSO if you need help gathering employment and medical evidence for the claim.
VA Individual Unemployability (TDIU) — eligibility · Verified 2026-07-24
VA Dental Care (Class IV)
Veterans with a 100% schedular service-connected disability rating qualify for VA Class IV dental care — any needed dental care. Veterans who are unemployable and are paid disability compensation at the 100% rate because of Individual Unemployability (TDIU) also qualify for this same Class IV dental care, even if their combined schedular rating is below 100%. (A temporary 100% rating, such as one tied to a hospital stay, does not qualify you for this benefit.)
Service-connected at 100%+
How to claim
- If you are rated 100% schedular, or you are paid at the 100% rate via Individual Unemployability (TDIU), apply for VA dental care and ask to be evaluated for Class IV eligibility.
- Enroll in VA health care if you are not already enrolled, then contact your VA dental clinic to confirm your benefits class.
VA Dental Care — eligibility (Class IV) · Verified 2026-07-24
No new entitlements unlock at this rating yet
VA benefits unlock cumulatively — higher ratings add to what lower
ratings already include. As your rating increases, more entitlements
will appear here. In the meantime, see the "Ask your VA provider"
section below for benefits available through VA healthcare based on
clinical need.
Ask your VA provider
Available via VA healthcare based on clinical need — not gated by your rating
Service Dog Veterinary Health Benefit
The VA does NOT give you a service dog and never takes ownership of it — you obtain a guide, hearing, or mobility service dog on your own from an ADI- or IGDF-accredited organization. What the VA provides instead is the ongoing veterinary health benefit: veterinary care, a commercial veterinary insurance policy, and hardware your VA clinical team determines the dog clinically needs to do its job. The VA does not supply or pay for the dog itself, its food, boarding, or grooming — those stay the veteran’s responsibility.
Available via VA healthcare based on clinical need — not gated by your rating
- Vision Loss
- Hearing Loss
- Mobility Impairment
How to claim
- Talk to your VA clinical team about a service-dog evaluation for a qualifying visual, hearing, or mobility impairment.
- If approved, obtain your service dog on your own from an ADI- or IGDF-accredited service dog organization — the VA does not supply or own the dog.
- Once you have the dog, contact the Prosthetic and Sensory Aids Service at your local VA medical facility to start the veterinary health benefit (veterinary care, insurance, and clinically required hardware).
38 CFR §17.148 — Service dogs · Verified 2026-07-24
HISA (Home Improvements and Structural Alterations) grant
HISA covers medically necessary changes to your primary home — for example improving access to the home, and to essential lavatory/bathroom and kitchen facilities — provided as VA clinical care based on medical need. This is SEPARATE from the Specially Adapted Housing (SAH) and Special Home Adaptation (SHA) disability-housing grants, which are tied to specific serious service-connected conditions; HISA is a smaller, healthcare-based home-modification benefit, not a housing grant.
Available via VA healthcare based on clinical need — not gated by your rating
How to claim
- Ask your VA health care provider or your VA medical center’s prosthetic representative whether HISA can cover the home change you need.
- The change must be medically necessary and prescribed as part of your VA care — HISA is not a self-service home-improvement fund.
- Contact your local Prosthetic and Sensory Aids Service to start the request and confirm what HISA will cover for your situation.
VA Prosthetic & Sensory Aids Service — HISA (Home Improvements and Structural Alterations) · Verified 2026-07-24